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Health Insurance

Almost all the electives providing institutes in USA will need your health insurance before approving you to work in their hospital. So, You will need to send a photocopy of your original insurance document along with your application, where ever you apply.

Health Insurance in USA is very costly; majority of the institutes also accept the insurance of other countries. However, Johns Hopkins always need sAmerican Insurance. They don’t accept any other one.

  • REQUIREMENTS:
    Remember to carry your identities i.e both Original N.I. card and original passport with you. Tell them that you want your insurance to be starting one month earlier before the start of your elective rotation dates, as it will give an impression that you will be covered by the insurance during whole of your stay in USA.
  • In Lahore, Pakistan, I used North Star Insurance Company, Temple Road, Lahore whereas many of my friends used New Jubillee insurance company near Bank Square & G.P.O, Lahore. It was pretty cheap around Rs. 700-1500 and ensured for 1-2 lac rupees for 3-6 months.

 
Here is some contribution by vaibhav for Indian medical students

@all

Submitted by vaibhav (not verified) on Thu, 10/15/2009 - 18:56.
 hello friends...... I think for health insurance the best option is Tata AIG .... Contact in ur town a Tata AIG person.Plz go for a regular Travel gaurd silver plan.. coz the student plan is costly.. And all u need is ur passport. 
Benefits are-
1.U get it in one day max two.
2.the cost is just 5000 appx for 3 months for insurance worth 50000 $ .
3.If ur electives get cancelled then u get a full refund (they just deduct the taxes).
4.U get all the required coverage.
All the best to all.. hope this info helps...
p.s- I dont work for Tata AIG :P

vaibhav (not verified)

Thu, 10/15/2009 - 12:56

Permalink

 hello friends...... I think for health insurance the best option is Tata AIG .... Contact in ur town a Tata AIG person.Plz go for a regular Travel gaurd silver plan.. coz the student plan is costly.. And all u need is ur passport. 

Benefits are-

1.U get it in one day max two.

2.the cost is just 5000 appx for 3 months for insurance worth 50000 $ .

3.If ur electives get cancelled then u get a full refund (they just deduct the taxes).

4.U get all the required coverage.

All the best to all.. hope this info helps...

p.s- I dont work for Tata AIG :P 

 

 

 

biren (not verified)

Wed, 01/27/2010 - 13:41

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can u tell me,wt to do?

some unis ask for proff of health ins attached with my application it means im not selected..so insurance ppl can give me insurance for just d period..or i hv to mk out plan nd then buy it for particular period...

 

thanks,

Biren

Visitor (not verified)

Sun, 08/29/2010 - 16:43

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but d months r not yet decided, i ll b applying to lot many clgs, for different months, n dont know which ones ll be accepted. Only quotations wont do???

Visitor (not verified)

Mon, 08/30/2010 - 11:22

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1) tata aig person in my city is asking for EXACT DATE OF JOURNEY AND RETURN . 

what did u guys do . 

2)should i buy tata aig travel guard silver   ONLINE or should i go to the company branch directly ...

I am applying for jan/feb/march , but will go for only 1 month electives  . 

3) so , should i buy 3 months or 1 month transferable.

Saad (not verified)

Mon, 11/08/2010 - 13:06

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dear umer bhai! i must appreciate all the effort u have put to help us. allah bless u!! i am a 4th year medical student at allama iqbal medical college, lahore. im applying for electives these days. wanted to ask u about health insurance papers detail. I got mine from NJI, lahore. theyv put Pak Rs. stamps on it. a friend of mine said that v have to put $ stamps, not Rs. is that true??

 Secondly, is it ok if our insurance paper contains our NIC no. , but not the passport no.?

thank you


Thanks for your kind words. Many of the people in KE including most of my friends got their health insurance from NJI; we all had only our NIC No.(without passport no.) mentioned and there were no stamps in $; only in Pak Rs.; so no worries!

syed Mojiz (not verified)

Sat, 12/18/2010 - 17:26

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Hello DR umar & others,

Is there any one who knows the cheap health insurance company in USA ?? Actually I've got acceptance from John Hopkins and they only accept insurance from United states or from john hopkins.If any one you knows,please let me know ASAP.thanks

Farhan (not verified)

Tue, 04/19/2011 - 14:37

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I couldnt buy the tata aig travel insurance online .... and the other companies say that you can only book upto 3 months in advance . I am applying for jan/ feb/march and have to send in my applications in a week .... so when i selected the date of one week earlier they said we cant book it so far in advance. What should i do ??? 

Visitor (not verified)

Thu, 06/30/2011 - 17:28

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Great work umar bhai :) ... 

Im from karachi and i need health insurance coverage for electives in canada, do u know where to get it from ? can we get it online too ?

Khan (not verified)

Sat, 07/02/2011 - 17:55

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is travel and health insurance the same thing...coz i asked one insurance company and they told me that health is covered in their travel insurance...Is it ok to buy that for the visiting months?

binav (not verified)

Wed, 12/14/2011 - 19:03

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hey umar, thanks for this site. i really appreciate it.am a final year nepali student studyin in bolan medical college pakistan

could you please post local contact details of insurance company in lahor n quetta. thanks!!

Visitor (not verified)

Thu, 03/15/2012 - 04:26

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hey!i am trying to fill in the applications for electives.i am a final year medical student from india.and i am applying for harvard,yale,cornell,northwestern and mount sinai.the problem is that their new applications for the 2012-2013 academic year is still not out while they said it should have been out by the first week of march.do you have any idea when the new applications come out every year?thank you

Visitor (not verified)

Fri, 06/15/2012 - 00:37

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Assalam u Alaiqum!!! I am going to Johns Hopkins for research electives this July InshAllah! I have been asked to get Health Insurance from either University's own Health Program (which is quite expensive) or from any other insurance company based in USA. Umar bhai! Is it really necessary for me to get health insurance? can i skip this formality? on your visit to JHU for electives did u get yourself insured and if yes then from where? Thank You!

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